Online Credit Repair Techniques
Seven Practical Tips to Improve your FICO Score by Axion.
1. Request a copy of your credit score report – and make sure it is correct.
Your credit report illustrates your credit performance, and it needs to be...
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Online Credit Repair Techniques
Seven Practical Tips to Improve your FICO Score by Axion.
1. Request a copy of your credit score report – and make sure it is correct.
Your credit report illustrates your credit performance, and it needs to be accurate so that you can apply for other loans – such as a mortgage. Everyone is entitled to receive a free copy of his or her credit report annually from each of the three credit reporting agencies, but you must go through the Federal Trade Commission’s website or call 1-877-322-8228. Note that you may have to pay for the numerical credit score itself.
2. Set up automatic bill pay
Payment history makes up 32 percent of your Vantage Score credit score and 35 percent of your FICO credit score. The longer you pay your bills on time, the better your score. Avoid missed payments by setting as many of your bills to automatic pay as possible.
3. Build credit through renting
Vantage Score’s scoring model, created by the three major credit
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